⚠️ Disclaimer: This calculator gives an approximate estimate based on EPFO rules. Actual eligibility and amounts depend on EPFO verification, employer details, and documents.
If left blank, we’ll estimate ~50% of total PF.
(marriage/education proof, medical bills, builder/loan papers)
Result
Notes & assumptions
If Employee share isn’t provided, we estimate it as 50% of total PF (rough average).
Rules: Marriage/Education ≤ 50% of employee share after 7 yrs; Medical ≤ min(₹50,000, 6× Basic+DA, employee share); Purchase/Construction ≤ min(36× Basic+DA, total PF) after 5 yrs; Home loan ≤ 90% of total PF after 10 yrs; Renovation ≤ min(12× Basic+DA, total PF) after 5 yrs; Unemployment advance ≤ 75% of total PF after ≥1 month jobless.